top of page

Frequently Asked Questions

What is Point Break Financial?

Point Break Financial is a U.S.-based company that connects clients with debt relief services to help them regain their financial stability. This is not a credit-repair shortcut. It’s a financial recovery strategy.

 

Is Point Break Financial a legitimate company?

Yes. And we've assisted thousands of clients nationwide. We do not promise overnight results, guaranteed outcomes, or “secret” loopholes. We’ll explain your debt relief options as well as what to expect moving forward—so you can make an informed decision. Important note: No company that offers debt relief solutions can guarantee specific results. Anyone who does should be a red flag.

 

Is Point Break Financial affiliated with Point Break Media?

No. Point Break Financial is an independent financial services company and has no ownership, partnership, or operational relationship with Point Break Media.

 

Will my creditors stop calling me?

Should legal representation be established with our law firm partner, creditor and collection communications are

redirected, which helps reduce ongoing calls and letters. There are certain situations where IRS possible and certain ones where its not.  Timing and results may vary depending on creditor policies, individual accounts, and the applicable state laws.

 

Does Point Break Financial charge up-front fees?

Let’s be clear—there are no upfront fees just to talk to us. You don’t pay anything during your consultation. We walk through your situation, explain your options, and answer your questions first. If—and only if—you decide to move forward with one of our debt relief solutions, payments begin only after you agree to the terms. There are no hidden costs. No surprises. No pressure.

bottom of page